Savings Accounts

A better financial future starts here.

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ZenitCU

Join the Club

We have just the right savings club for the committed saver in you.

BENEFITS
RATES
OPEN ACCOUNT
YOUR GOAL
MINIMUM BALANCE
FEES
DEBIT CARD AVAILABLE
FREE MONTHLY STATEMENTS
Savings Accounts
Establish Membership
$10.00
$0.00
Seniors Club
Well-Earned Perks
$10.00
$0.00
Christmas Club
Save for the Holidays
$0.00
$0.00

Features & Benefits

An entire financial toolbox is at your disposal.

Free Mobile Banking App

Get any and every transaction done while on-the-go with our app that’s equipped with the financial tools you need at any moment.

No Monthly Maintenance Fees

Keep your money where it belongs — in your account. Enjoy your ZenitCU savings while paying no monthly account fees.

Nationwide ATM Network

Never get stuck without the funds you need. Tap into cash access without extra fees at 30,000+ ATMs throughout the USA.

Shared Branching Network

Experience the power of financial cooperatives with Shared Branching — complete transactions at participating credit unions nationwide.

Robust Member Support

Get personalized assistance whenever you need it from online, phone, or in-person support at our branches.

Next Level Savings

Certificates of Deposit and Money Market Accounts.

Woman using phone in kitchen

Certificates of Deposit (CDs)

Earn higher guaranteed returns with fixed interest rates and flexible terms.

Contact us to get started

FAQs

Everything you need to know.

If you already opened a savings account with ZenitCU, it will appear in your online banking and mobile app. You can also check your account list or recent statements to confirm it is active.

Yes. You may hold more than one savings account, depending on your goals and the account type you choose. Many members use separate accounts to save for emergencies, travel, or education.

There is typically a minimum deposit requirement, and keeping a healthy balance helps you avoid fees and maximize your savings growth. The exact requirement depends on the product you choose.

Yes. Some ZenitCU savings products include a debit card option, making it easier to access your money while still keeping your funds in savings.

Yes, direct deposit can usually be set up to a savings account. You can provide your routing number and account number to your employer or payroll provider to begin deposits.

Wiring instructions include your bank routing number, account number, and any required reference information for incoming or outgoing transfers. Please contact ZenitCU support to confirm the current instructions for your account.

BENEFITS
RATES
OPEN ACCOUNT
YOUR GOAL
MINIMUM DEPOSIT
DEBIT CARD AVAILABLE
FREE MONTHLY STATEMENTS
Savings Accounts
Establish Membership
$10.00
Seniors Club
Well-Earned Perks
$10.00
Christmas Club
Save for the Holidays
$0.00

Open a Savings Account Today

Establish your membership with ZenitCU by opening a Savings Account.